If you qualify for Medicare insurance, you also qualify for prescription drug coverage through a program called the Medicare Prescription Drug Coverage Program, or Medicare Part D. Participation in Medicare Part D requires completion of an enrollment process.

What does Medicare Part D offer?
Medicare Part D, a prescription drug insurance program, is Medicare coverage for prescription medications. When you sign up, you will choose between a private insurance prescription drug plan (PDP) or a Medicare Advantage Prescription Drug plan (MA-PD). Each plan has different benefits, premiums and deductibles. The plans include brand-name and generic medications. Both plans will cover a portion of the cost of your prescription medications. The Medicare website, Medicare.gov, and call center, 800-633-4227, can describe the available options and assist you in selecting a plan that is appropriate for you.

Do I qualify for Medicare Part D?
Everyone with Medicare insurance is eligible for Medicare Part D, regardless of income, resources, health status or current prescription expenses. Visit the Medicare website, Medicare.gov, to explore this and other programs, and to see which might be best for you. There is an online tool to help you decide which program is appropriate, or you can call Medicare at 800-633-4227.

What else should I know about Medicare Part D?
Like other insurance programs, there may be a monthly charge to belong to Medicare Part D. There may also be a deductible and/or co-payment every time a prescription is filled. However, these charges vary depending on the plan you choose and your income. The less you earn, the less you may be charged. In some cases, and for some plans, there may be no deductible and co-payments may be very low.

Visit Medicare.gov or call 800-633-4227 for more details.